Terms of Use for Penny Budget Tracker App

1. Company Information

Asuda LLC

Registered in Delaware, United States

Contact for legal notices: contact@asuda.agency

2. Definitions

• User: Any person who uses the App.
• Content: Data or information that a User generates within the App, including transactions, accounts, and categories.
• Services: Features and functionality provided by the App, including budget tracking, expense management, and analytics.

3. Acceptance of Terms

By using the App, you agree to comply with these Terms. If you register for an account, your use is also subject to these Terms. Registration is optional and is not required to use the App’s basic features.

4. User Eligibility

Users must be at least 13 years old to use the App.

There are no restrictions based on country.

5. User Obligations

As a User, you agree that you will not:

• Engage in any illegal activities using the App.
• Share your account with others or use another User’s account without permission.
• Reverse engineer, decompile, or otherwise attempt to derive the source code of the App.
• Violate applicable laws or regulations.

Users are responsible for managing their account and any personal data entered into the App.

6. Content

• Users own the Content they generate but grant the Company a limited license to operate the App and provide Services.
• You are responsible for the accuracy, legality, and appropriateness of any Content you generate.
• The Company may remove Content that violates these Terms or is illegal, harmful, or objectionable.

7. Company Rights and Obligations

• The Company will make reasonable efforts to provide the Services in a stable and continuous manner but is not liable for service interruptions caused by technical failures, force majeure events, or other causes beyond its control.
• The Company may update, modify, or discontinue any part of the App at any time without prior notice.

8. Limitation of Liability

• The Company is not liable for damages arising from your use of the App, including data loss, service interruptions, or errors.
• The Company does not guarantee the accuracy, completeness, or reliability of the App or any Content generated by Users.
• You use the App at your own risk.

9. Privacy

The Company respects your privacy. Personal information collected through the App will be handled in accordance with the Company’s Privacy Policy, which is incorporated into these Terms by reference.

10. Termination

• You may stop using the App at any time.

11. Notices

The Company may send notices via email, in-app notifications, or other means.